Temporary credit line adjustment of Ping An Bank Credit Card When using Ping An Bank Credit Card, if it is found that the approved credit line is not enough and it is necessary to increase the credit line card, you can apply for temporary credit line increase. The increased temporary credit card limit will automatically restore the original limit after the validity period.
Prompt: After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit part, and there is no maximum and minimum charging limit.
Long-term credit line adjustment of Ping An Bank Cardholders can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will review its past credit card use history and repayment records, and adjust the credit card limit appropriately for cardholders after the review is passed.
If you are a wealth management customer of Ping An Bank, you need to hold it for more than 3 months with an amount of 200,000 yuan, or hold it for more than 1 month with an amount of 400,000 yuan. When you purchase our wealth management products, funds and treasury bonds, you need to submit the original or photocopy of application form+ID card+receipt of personal banking business.
If you are a savings customer, you need all local and foreign currency time savings deposits under the passbook, certificate of deposit and debit card opened in Ping An Bank. After the foreign currency is converted into RMB, it is included in the total value, and the daily average is 200,000 after opening an account for more than 3 months.
If you are the owner of a life insurance customer, you need to have your own private car, the price is above 6,543.8+0.5 million, the life insurance policy is held for more than 3 months, and the premium is 6,543.8+0.5 million.
If you are an auto insurance customer of Ping An Property Insurance, you need to have a vehicle with a value of more than 200,000 yuan and the auto insurance policy attributes of the insured. You also need to submit an application, ID card, driving license and auto insurance policy number. If you are the insured of China Ping An Life Insurance Company of China Insurance Company, you need to hold a valid Ping An Life Insurance Company of China long-term policy for more than 3 months, with a premium of 1.5 million.