The differences between China Merchants Bank credit cards:

1. China Merchants Bank credit cards are generally divided into regular cards and gold cards. Because the thresholds are different, the limits and rights enjoyed by each card will be different. difference. You can apply based on your personal circumstances, and cards with different positions and groups of people will be subdivided under the regular card and gold card.

2. The corresponding rights and interests will also be different. For example, points are accumulated on China Merchants Bank credit card purchases, and 1 point is earned for every RMB 20/USD 2 spent in a single transaction. Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50% of the points will be given (the points are rounded up to an integer), but they are valid for 3 years. YOUNG Card Youth Moderator Card and Sina Weibo Credit Card holders who use this card to make purchases in the month of their birthday will be awarded an additional 1x points, up to a maximum of 2,000 points.

3. China Merchants Bank’s dual-currency card can be consumed through UnionPay and international organization channels, while the full-currency card can only be consumed at VISA, which is inconvenient to use in China;

The full-currency card is permanent The annual fee is unconditionally waived. The dual-currency card has a limit on the number of card swipes. The annual fee can be waived only after reaching the limit, but it is more convenient to use in China.

There is no currency conversion fee for consumption with the full-currency card. Overseas consumption with the dual-currency card through international lines will be settled in US dollars. If the consumption amount is non-USD, there will be an exchange fee between the two currencies, which is the transaction amount. 1.5%. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee.

China Merchants Bank Credit Card created a technological legend in the domestic credit card industry:

On December 3, 2002, China Merchants Bank officially issued the first domestic international standard dual-currency credit card, opening up the Chinese people’s credit card consumption new era. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three major visions: "to be China's best payment experience provider, to be China's best consumer finance expert, and to be China's leading diversified marketing platform". At the same time, it has also Won many honors.

Adhering to China Merchants Bank’s business philosophy of “Changing because of you”, China Merchants Bank Credit Cards continue to refresh cardholders’ card experience through product innovation and service upgrades, becoming a leading brand in the credit card industry.

In recent years, China Merchants Bank Credit Card has actively pursued digital transformation, forged ahead with determination, pioneered the construction of the financial Internet, and created a technological legend in the domestic credit card industry.