First of all, the applicant needs to meet the basic application conditions of China Merchants Bank credit card:
1. Age: Domestic people should be between 18 and 60 years old, and overseas people including Hong Kong, Macao and Taiwan compatriots should be between 25 and 60 years old;
2. The applicant has a certain economic ability and no bad credit record, which means that the applicant needs to have a certain repayment ability, so stable work and income are the best measures.
Then, in order to ensure successful card release, you must make the best preparations:
If China Merchants Bank is hungry, the co-branded card belongs to the gold card level, and the credit card limit is generally between 10000-50000 yuan, which is higher than the ordinary card. Therefore, it is not enough to guarantee 100% card issuance just by having the basic conditions for handling cards.
The credit card audit of China Merchants Bank pays more attention to academic qualifications, so when filling in the application information, it is best to fill in the bachelor degree or above. In addition, the annual income is preferably above 60,000, and the work unit is also preferably a public institution or a well-known enterprise.
To run a joint card, China Merchants Bank should not only have the basic conditions for running a card, but also pay attention to filling in the application materials and information and preparing additional financial certificates. Remind everyone that if you want a high credit card, you must pay more attention to some details when you apply for a card.