Small loans and credit cards can be repaid in advance. Pay attention to the installment repayment of credit card bills. It is possible and necessary to repay all the installment fees, and there will be no reduction. However, micro-loans bear interest on a daily basis. There is no handling fee for loan installment, and repayment is also supported at any time after installment. There is no penalty or handling fee for prepayment, and the daily interest rate is between 0.02% and 0.05%.