A credit card is not required for installment payment on Apple’s official website.

Apple’s official website provides a variety of installment payment methods, and users do not have to use a credit card. When purchasing products, users can choose to use other payment methods for installment payment, such as Huabei, China Merchants Bank Credit Card, China Construction Bank Credit Card, Industrial and Commercial Bank of China Credit Card, etc. Each installment payment method has its own terms and conditions, and users should carefully read and agree to the relevant provisions when choosing installment payment. Therefore, users can choose a suitable installment payment method according to their actual situation and needs, and do not have to be limited to credit card payment.