1, unable to handle installment: For example, once its card is blocked, Bank of Communications cannot handle all kinds of installment business, even if the credit card quota reaches the standard.
2, unable to withdraw the amount: If you often empty your credit card, but you have been unable to withdraw the amount after using the card for a long time, it may be risk control.
3. Reduce the credit limit: Once the credit card limit is swiped, if you can produce a certificate to prove that it is a normal credit card swipe, the bank will not close the card, but it may reduce the credit card limit in the long run.
4. Freeze the credit card or seal the card: If you brush the credit card limit at one time and can't get the proof of consumption, the bank will suspect that you have cashed out, and it is inevitable to seal the card.
As can be seen from the above, one-time credit card swiping does more harm than good, which is very undesirable.
Extended data:
When using a credit card, please pay attention to the following:
1. The overdraft interest is 0.5 ‰ of the daily interest rate, with compound interest on a monthly basis.
2. If you use a credit card, you can enjoy interest-free, that is, no interest, if you repay in full before the due repayment date.
If only the minimum repayment amount is paid, there will be no such treatment, and interest will be charged from the day after consumption. If cash is withdrawn, interest is inevitable regardless of whether it is repaid in full before the due repayment date, and it will be charged at the interest rate of five ten thousandths from that day.
4. If the repayment is overdue, there will be a late payment fee, which is 5% of the unpaid part of the minimum repayment amount.
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