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Advantages and disadvantages of credit cards:
1. Credit cards are very convenient to use, which can alleviate the problem of insufficient funds for cardholders, and can also be used to exchange credit card points for exquisite gifts and special rights. The disadvantages of credit cards are also very obvious. They charge higher interest and are prone to excessive consumption or blind consumption. Once serious overdue records are generated, personal credit information will be affected.
2. The security of credit cards is extremely high, but it is also extremely low. The high security of credit cards comes from the same mechanism as bank cards. If you enter the wrong password three times, it will be locked. There is a CVV2 code on the back of the credit card. Once the CVV2 code is leaked, the cardholder's credit card will be stolen.
3. In the science and technology society with advanced information, people's privacy has become more passive. If it is used by people with a heart, it will cause great trouble. Therefore, when you use a credit card, if you find that your privacy has been leaked, you must deal with it in time. If the card is stolen, contact customer service and ask the customer service to teach you how to operate it, or call the police and ask the relevant personnel to help you investigate and recover your property losses. We must pay attention to this issue, after all, it is related to our own privacy and security.
4. Many people don't know the details of credit card cashing when they first start using credit cards. Sometimes, in order to pay less interest or not to pay interest to the bank, many people will try to get it now without paying interest, but you will regret it after doing it. Because this way of cashing out is unreasonable, it will reduce your credit score and limit after being known by the bank, and it will also affect your future loan, house purchase and car purchase.