Alipay is free to repay credit cards, and it is a common repayment method for many people. However, there are always some sloppy people who make mistakes when using Alipay to repay credit cards, such as paying it back to their own other credit cards, or paying it back to someone else's credit card. , so what should you do if you encounter these situations? Below, we will introduce the processing methods according to different situations. As mentioned earlier, there are two situations when you make a wrong payment using Alipay to pay off a credit card. The handling methods of different situations are different:

1. There is no way to make a wrong payment to another credit card. Yes, after all, Alipay credit card repayments cannot be reversed, but if the repayment is to your own credit card, you don’t have to worry too much. You just need to wait for the repayment money to arrive, and then take out the wrong money and pay back the amount you owe. payment on another credit card. But the premise is that you have to make sure that you have no outstanding balance on the wrong card, and that the money you repay is the excess payment. Otherwise, the interest will be calculated according to the credit card cash withdrawal. If the overpayment is withdrawn, it is not allowed to withdraw money. Interest will be charged, but there will be a cash withdrawal fee.

2. The error is transferred to someone else's credit card. Generally, Alipay will match the credit card number with the cardholder's name. If the card number is correct but the name is wrong, don't worry. This situation is not wrong. If you use a credit card, it will not be credited to your account. The wrong money will be refunded via the original method. It will usually arrive in your account within 1 to 3 days. I'm afraid that if the card number of the wrong credit card you repay is successfully matched with the cardholder name you entered, then the consequences will be more serious, and you can't cancel the repayment, especially when the repayment amount is received, even the gods will save you. No more. However, if you know the cardholder of the wrong credit card, you can call him and tell him to refund the money to you. All in all, paying off credit cards with Alipay is quite troublesome. However, if you are really afraid of this happening, you can set up automatic credit card repayment on Alipay, so you don’t have to worry about repaying the wrong credit card, because every time the final payment date comes, the system will automatically repay the credit card from your bound debit card. The payment will be automatically deducted from the account. You just need to make sure that the debit card used for repayment has enough repayment amount.