How to exchange credit card points for what you want
The role of credit card points is also the main point of major banks in promoting this credit card, and card friends are also very concerned about the things exchanged for credit card points. So, how to exchange credit card points? Don't panic, let's go and find out.
How to change credit card points, the operation steps are as follows:
1. Log in to online banking first
Log in to the online banking of the bank with its credit card, enter the user name and password of online banking, and log in to online banking.
2. Inquire about the credit limit
After successfully logging in to online banking, click on the credit card option to find the credit card inquiry in the credit card, and then some data about the credit card will appear, and then click on the credit card to enter the next step.
3. Click
Enter the redemption page, and then click the redemption in the menu to enter the redemption page.
4. Choose points as gifts
Generally, there are two options to redeem credit card points for gifts in online banking, one is to redeem credit card points for gifts, and the other is to redeem credit card points for e-commerce vouchers.
after you choose to exchange, you will be prompted to enter information, and then submit the order. Then you just need to pay attention to the logistics situation.
That's all for how to exchange credit card points. I believe all card friends have a good idea of how to exchange credit card points. In the credit card column, just click
convenient entrance
to find out more!
how to redeem credit card points of China bank?
China Bank Credit Card Points Redemption:
You can redeem points through China Bank Personal Mobile Banking, "China Bank Credit Card" WeChat WeChat official account, Colorful Life APP and other channels.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
how to redeem the credit card points of Ping An Bank
1. Log in to Ping An Pocket Bank APP and enter the "Credit Card" page
2. Click on the credit card-point reward on the home page to redeem the credit card points
There are four main redemption methods of Ping An Bank's credit card points
1. Bank official website redemption
2. Telephone redemption: Call Ping An Bank's customer service hotline 95511, according to voice.
3. Redemption at business outlets: You can directly redeem points at the business outlets of Ping An Bank with your credit card and valid ID.
4. Third-party platform redemption: the items redeemed for points can be transferred and realized in redemption recovery.
Generally, it can be exchanged for credit card, air miles, electronic products, food coupons, supermarket cards and so on.
operating environment: (Ping An Bank of China version v5.4.6)
Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland.
1. In terms of corporate business, Ping An Bank of Shenzhen, in line with the goal of providing high-quality and efficient services for SMEs, has made great efforts to build a financial brand (SME) for SMEs, and carried out a number of innovations in the business field of SMEs with professional teams, professional products, professional services and professional management. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help Chinese customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers.
2. In terms of basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed a centralized and large-capacity AS/4 integrated business system in Shenzhen, and took the lead in launching an integrated customer relationship and credit business management system, thus realizing the electronic management of the whole credit business process. "18 Silver Network" has reached the advanced level of online banking in China, and mobile phone dynamic password authentication; Dynamic token authentication; The risk control mechanism of corporate banking is the first in the industry. The "Shenzhen University Campus Card" innovatively launched with Shenzhen University++enhanced the financial function and campus function, creating a number of domestic firsts and greatly improving the campus management level.
3. The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit, withdrawal, transfer settlement, universal deposit and withdrawal, one-card multi-card account, shopping consumption, payment agency, self-service banking, telephone banking, online banking, revolving loan and VIP service. Ping An Bank has four types of debit cards, namely Puka, Gold Card, Platinum Card and Diamond Card. [img]
how to calculate the credit card points of China Bank? How to redeem points?
At present, credit cards are widely used. Many people have applied for credit cards, among which many have applied for China Bank credit cards. However, many people may not know China Bank credit cards as well as other bank credit cards. For example, many people don't know the information about BOC credit card points. So, how to calculate the credit card points of China Bank? How to redeem points?
how to calculate the credit card points of China bank?
China Bank credit card holders can accumulate 1 point for every 1 yuan RMB they spend, and 7 points for every US dollar they spend. Among them, holders of Platinum series credit cards can accumulate 2 points for every 1 yuan RMB they spend, and 14 points for every US dollar they spend. Credit card holders of Bank of China can also get points for withdrawing cash, and they can get 1 point for each withdrawal of 1 yuan RMB, while holders of Platinum series credit cards can get 2 points for each withdrawal of 1 yuan RMB.
how to redeem credit card of China bank?
1. Users who have opened online banking can directly log in to the online banking of Bank of China to query and exchange points.
2. You can also log in to the mobile client of Bank of China and exchange points for gifts in the "Colorful Life" mobile client.
3. You can pay attention to the WeChat public account of China Bank, bind your China Bank credit card after paying attention, and then click "Special Service" in WeChat official account and select "Redeem Points" to redeem gifts.
4. You can call the customer service hotline of Bank of China at 4-669-5566 and apply to the customer service staff to exchange points for gifts.
The above is "How to calculate the credit card points of China Bank? How to redeem points? " If you want to know how the credit card points of China Bank are calculated, please refer to the above contents. If you need to exchange points for gifts, you can also follow the summary method.
How to redeem credit card points of CCB
There are four ways to redeem credit card points of CCB:
Methods for redeeming credit card points of CCB 1. Apply for redeeming credit card "selected points gifts" of CCB website through channels such as CCB website, self-service voice phone and SMS.
redemption method for credit card points of CCB II. When the credit card partners of CCB swipe their cards, they will use the points to offset some consumption and redeem gifts.
redemption method for credit card points of China Construction Bank III. Longka automobile card points holders can call the customer service hotline of China Construction Bank at 4-82-588 to apply for redemption of points for refueling fees.
redemption method for credit card points of China Construction Bank IV. China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card and Shanghai Volkswagen Dragon Card are specially redeemed for designated gifts, and do not participate in the above redemption.
cardholders can apply for redemption through CCB website, self-service voice phone, SMS and other channels. The success of the application will depend on whether the cardholder's points are deducted enough and the gift inventory. The specific methods are as follows:
(1) Online application for credit card points redemption of CCB: log in as a registered user/login with a guest, select a gift with points, place an order as prompted, and exchange information by confirming the number of gifts, delivery address and so on, and enter the mobile phone number and credit card.
(2) Self-service application for credit card points redemption by voice telephone of China Construction Bank: Call the points redemption hotline (21-5619818), enter++and the number and quantity of the redeemed gifts according to the operation steps, and apply for redemption.
(3) SMS application for credit card points redemption of CCB: the cardholder applies for gift redemption by sending SMS through the reserved mobile phone of CCB's credit card system. The format of the SMS editing is LPDH#++ last 4 digits # gift number (7 digits) # and it is sent to 95533.
(4) Credit card points of China Construction Bank can be redeemed for diamond credit cards and platinum credit cards (Premium Edition and Elite Edition). Cardholders can call 4-888-8858 to apply for redemption of points gifts.
How to redeem credit card points
Credit card points can be redeemed in the following ways:
(1) Apply for redemption of gifts provided by credit card integral mall through the bank's official website, self-service voice phone and SMS.
(2) When the cooperative merchants of the bank swipe their cards offline, they will deduct part of the amount with points.
(3) Call the bank's credit card customer service hotline to apply for points redemption.
(4) exchange at a bank outlet.
when you use points to exchange goods online, you must fill in the accurate address to avoid sending them wrong.
how to exchange credit card points is the most cost-effective?
1. Try to redeem virtual goods
Although most banks can offer a wide range of credit card points to redeem goods, cardholders should choose virtual goods, such as mobile phone recharge cards, supermarket shopping cards or fuel cards, rather than physical goods.
after cardholders use credit card points to exchange physical goods, in addition to spending points, some banks will require cardholders to pay freight, which will cause extra expenses. According to the survey, many cardholders report that the delivery speed of physical goods in banks is slow, and some people even receive the exchanged goods one month later.
in addition, if there are quality problems when exchanging physical goods, banks are usually not responsible for after-sales. Generally, cardholders need to negotiate with merchants who provide goods. However, the goods exchanged by cardholders use credit card points, and most banks can't provide invoices, which makes cardholders encounter difficulties when returning goods.
2. Try to exchange high-value goods
There will be many kinds of goods on the website when the bank points are exchanged. Although there is little difference in the value of goods that can be exchanged by the same points, there will be differences in the prices of goods that can be exchanged by the same points. If you are hesitant among several goods, you may wish to check the prices of these goods on the shopping website first and try to choose the goods with high prices.
3. Try not to exchange the goods that need to be added with money
There are many products with points. In addition to credit card points, the cardholder also needs to add some cash to exchange them. However, it is free to exchange points for goods, unless you like a certain product very much and check the original price of the product online, and you really think it is appropriate to exchange them, otherwise try to exchange the goods that don't need to be added with money.
that's enough for the introduction of how to redeem credit cards.