Because there are so many people in Hong Kong now, many people pay by cash and credit cards. Because it takes a long time, the credit card management system is more perfect than that in the Mainland. This makes them more inclined to use credit cards to solve the payment problem, and they still don't understand the mobile payment of mobile phones, so the utilization rate is not high.
Another reason is that many Hong Kong people think that WeChat and Alipay, which are mainly used for mobile payment software, violate their personal privacy, because they need to fill in their real information when registering, so they are on WeChat and Alipay. These two popular softwares in China are scarce. If there were not more and more mainland tourists in Hong Kong in recent years, these businessmen might not be able to make mobile payments.
However, this step is actually a great progress for Hong Kong people. After all, it has been many years since Hong Kong returned to China, even 1997, but there are still many aspects that are traditional and rigid. After all, it will gradually decrease, and people in mainland China are also looking forward to this day.