Legal analysis: Collection notices are usually issued when telephone collections fail. They are intended to create a tense situation and urge borrowers to repay immediately. They are a means for banks to revitalize non-performing loans. Of course, It does not rule out that it can be used as a strong piece of evidence when the bank files a lawsuit in court as a last resort.

Legal basis: "Civil Procedure Law of the People's Republic of China"

Article 17 The grassroots people's courts have jurisdiction over first-instance civil cases, but this law provides otherwise except.

Article 18 The Intermediate People’s Court has jurisdiction over the following first-instance civil cases:

(1) Major foreign-related cases;

(2) There are Cases with significant impact;

(3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 119: A lawsuit must meet the following conditions:

(1) The plaintiff is a citizen, legal person or other organization that has a direct interest in the case;

(2) There is a clear defendant;

(3) There are specific litigation claims, facts and reasons;

(4) It falls within the scope of the people's court to accept civil litigation and It shall be under the jurisdiction of the people's court subject to the lawsuit.