This card is a kind of financial fund. You can queue up at the outlets or make a preferential remittance package. It's quite cost-effective, and it is no longer distributed in many places. I remember that the annual fee of 800 was collected in the second year. Whether to collect the annual fee or not was determined by the local branch itself, not the unified standard set by the head office. I suggest you call 95588, not the area code.