How to use overseas credit cards in China? Can I use them?

At present, overseas credit cards can be used in China if they have the UnionPay logo, otherwise, they cannot be used in China.

how to use the American Express Credit Card of China Bank Great Wall Global Link in China

If you have a dual-label card of Bank of China UnionPay and international organizations, you can swipe your card in the domestic UnionPay channel and overseas international organizations. If you only have a single-label card of international organizations, you can't spend it in China for the time being, but you can spend it through overseas international organizations.

the above contents are for your reference. please refer to the actual business regulations.

can overseas credit cards be used in China?

Many people are also concerned about whether overseas credit cards can be used in China. In the past, overseas credit cards could not be used in China, and only RMB credit cards could be used in China. Now American Express has been approved to carry out bank card settlement business in mainland China, and single-label RMB cards issued in cooperation with domestic banks can be used in China. Therefore, it is also very convenient and provides people with a better use environment. Because the current credit cards also belong to one card, it can be used well both at home and abroad. Everyone thinks it is very convenient and makes people feel very good.

Credit card is very convenient

Maybe many people think that credit card is very convenient to use, and it also brings some benefits to people's lives. Everyone will choose to use a credit card when shopping, so that they will not have certain financial pressure. Although credit cards will feel bad when they are repaid later, there is no big problem as long as people overdraw too much.

Credit cards are very convenient to use

Everyone thinks this situation is very good, and it will make people feel particularly comfortable. After all, credit cards are also very convenient, and everyone thinks it is very convenient to use credit cards in China. Many people also think that credit cards belong to one card, so it can be used well both abroad and at home. And now the credit card is also very convenient, and he also has a good limit. If everyone's credit is relatively high, then the amount will be very much. In this way, it will be very convenient to buy things, and it will also facilitate people to overdraw in advance.

Credit cards are popular in people's lives

So many people will also use credit cards widely, which will also facilitate people to shop better. Moreover, credit cards can also provide people with certain convenience, which has won the love of many people. Everyone thinks that using credit cards is very good, which can also bring some benefits to their lives. Therefore, credit cards are also widely used in people's lives, which I hope people can pay good attention to.

can overseas credit cards be used for payment in China?

I can give you a simple and rude answer to this question. CCB VISA Credit Card can be used in consumption abroad. At present, according to my reliable understanding, there are about 3 kinds of VISA cards of CCB, most of which are annual fees from 8 yuan and 16 yuan. Only the annual fee for car cards is 2 yuan, and the annual fee for platinum cards is 58 yuan. The annual fee-free policy is: the first year is free, and the annual fee is free for swiping cards three times. VISA cards can be swiped at home and abroad, but they don't use passwords abroad, only use signatures, so as long as you keep your credit card and password, you can use them safely.

CCB VISA card can be used by any merchant in the world who supports unionpay and VISA network. Generally, the signature column on the back of the card, the validity period of the card and the last three digits of seven digits are required for overseas credit card online payment. Some overseas shopping websites need to use VISA verification service or MASTER verification service when making online payment. At present, this function can be used in our online banking activation service. Overseas online payment generally does not need to enter a password, nor does it need to open the online payment function.

Secondly, if you are prompted to enter the VISA or MasterCard verification transaction code, you can enter the credit card inquiry password. If you want to buy overseas, a credit card with the logo of the International Credit Card Organization (MASTER/VISA/AE, etc.) and dual-currency settlement function is necessary. There are also a few overseas shopping websites that accept some domestic UnionPay single-currency credit cards. For details, I suggest you consult overseas shopping websites.

application conditions of CCB VISA credit card: any individual with full capacity for civil conduct and legitimate income can present valid identity documents (including ID card, military ID card, police ID card, passport, etc.) recognized by the public security department to apply for a personal master card to the card issuer. The applicant for a personal master card can apply for no more than three supplementary cards for his spouse and immediate family members with capacity for civil conduct, and the funds for the supplementary cards are credited to the master card account, and the master card holder must apply to the supplementary card account.

Can ICBC's foreign credit cards be swiped in China?

As long as it has the UnionPay logo, it can be used in China. If it is a dual-currency card or a multi-currency card opened in ICBC, it can be used in many countries. As long as the credit card is generally dual-currency, it is good for borrowers to meet the requirements of credit cards.

ICBC credit card processing process:

at least 18 years old; Urban and rural residents who have a fixed occupation and a stable income and whose work units are generally in their permanent residence; Fill in the application form and sign it personally at the "Applicant's Signature". Copy of ID card, work certificate, income certificate, etc.; Provide bank deposit certificates, property certificates, degree certificates, etc.; Work certificate: it can be the original work certificate issued by the employer, and the more detailed the submission, the higher the probability of passing. Whether ICBC credit cards can be used outside China, international credit cards can be used. How to spend ICBC's foreign credit cards? ICBC with the UnionPay logo and VISA credit cards can be used overseas. UnionPay credit cards can be used in Chinese mainland, Hongkong, China and Macau, China, without any handling fee. UnionPay credit cards can be used abroad, but the coverage rate in Europe and America is not high.

VISA credit cards and MASTERCARD credit cards generally charge 1.5% foreign exchange handling fee for overseas overdraft consumption. Even after swiping a card in a non-US dollar country, it is generally settled in US dollars. After returning to China, you can repay directly in US dollars. If you repay in RMB, you need to open the self-service foreign exchange purchase function (free of charge). After opening the self-service foreign exchange purchase function, users can repay directly in RMB, according to the exchange rate announced by the bank on the day of repayment.

in addition, if the overdraft on the credit card has both US dollars and RMB, the system will give priority to paying off the arrears in US dollars before repaying the overdraft in RMB. During the interest-free period, users don't have to pay any handling fees and interest. For example, outside the interest-free period, the bank will charge daily interest at the rate of five ten thousandths of the total overdraft.

can ICBC's foreign credit cards be swiped at home?

ICBC with the UnionPay logo and VISA credit cards can be used overseas.

UnionPay credit cards can be used in Chinese mainland, Hongkong, China and Macau, China, without any handling fee. UnionPay credit cards can be used abroad, but the coverage rate in Europe and America is not high.

VISA credit cards and MASTERCARD credit cards generally charge 1.5% foreign exchange handling fee for overseas overdraft consumption. Even after swiping a card in a non-US dollar country, it is generally settled in US dollars. After returning to China, you can repay directly in US dollars. If you repay in RMB, you need to open the self-service foreign exchange purchase function (free of charge). After opening the self-service foreign exchange purchase function, users can repay directly in RMB, according to the exchange rate announced by the bank on the day of repayment. In addition, if the overdraft on the credit card has both US dollars and RMB, the system will give priority to paying off the arrears in US dollars before repaying the overdraft in RMB. During the interest-free period, users don't have to pay any handling fee and interest. For example, outside the interest-free period, the bank will charge .5% of the total overdraft.

This is the end of the introduction about how to swipe foreign credit cards at home and how to swipe foreign credit cards at home. Did you find the information you need?