Hello, there is no limit on the form of swiping the card 6 times, and online payment also counts.

The annual fee for the first year of our credit card will be paid or waived by China Merchants Bank Credit Card or its partners in advance for you. Within one full year of your card’s validity (from the date of card issuance, not a natural year), the annual fee will be waived if you spend enough money on a single card. 6 times (no limit on amount or form), the annual fee of the card for the following year can be reduced or exempted. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The annual fee is calculated from the card issuance date (there is a date displayed below the credit card number, the former date is the issuance date, and the latter is the expiration date; if only one date is displayed, it is the expiration date). For example: the card says 07/10-07/13, which means that the credit card was issued in July 2010. August 1, 2010 to July 31, 2011 is the first year. The year will be shown on the bill in August every year. Fee collection status.