The clearing system and time between different banks and different merchants will be different, and the specific arrival time will be different. If you swipe your card at the same bank, the amount will arrive immediately. If you spend money by credit card between different banks, the arrival time will be different according to different clearing systems and the time between banks. Unionpay's credit card machine usually arrives on the second working day after credit card consumption, while some banks can only arrive after 1 3 days.