The business friend card is a kind of financial fund, which is exactly the same as the financial fund, except that there is an additional business friend card package, that is, the remittance package. ICBC debit cards are not divided into gold cards and silver cards, and the surface of bank cards is gold. ICBC is distinguished by star rating, and vip customers are above 5 stars. A higher level is wealth customers. From the card face, there is no difference between a wealth management gold card customer and a wealth management customer, but the wealth management customer can jump in front of the wealth management gold card customer when taking the bank number.

(a) card issuing object:

Member of China Industrial and Commercial Bank Business Friends Club.

(2) Application conditions:

1, application conditions for major customers.

If the applicant is the legal representative, shareholder or partner of the enterprise and the owner of the merchant, in principle, one of the following materials shall be provided:

(1) Business license of enterprise as a legal person;

(2) individual business license;

(3) The market operator's access certificate;

(4) Proof of shareholding or partnership;

(5) Other certification materials approved by all tier-1 (directly affiliated) branches that can prove my legal business qualification.

(6) If the applicant is a specific business handler other than the legal representative himself, he/she shall also provide the certificate that the enterprise legal person authorizes him/her to join the club.

All the above materials are stamped with official seals. Company seal.

2. Invite customers to apply for conditions.

Invited customers must provide their valid identity documents, as well as relevant certification materials provided by the personal finance business department (consumer credit business department) that they have become invited members of the Bank. When the invited customers (invited members) apply for the business friend card, the form and content of the proof materials of the invited members shall be determined by the competent business department of the first-level (directly affiliated) branch of ICBC Business Association or the authorized second-level branch.

The wealth management business friend card is a special card for members of the business association. Remittances between members in different places are free of handling fees. If you apply for a package, the remittance fee is exempted for the number of transactions in the package, which can reduce the remittance fee. There is no extra cost, and its biggest advantage is that transferring deposits in different places can avoid handling fees.

The upstream card is a debit card, not a credit card.

It is said that the annual fee starting from 20 17 1 is 50 yuan/card/year, and the first-year annual fee is exempted for the first-time business friend card customers; I-class business friends charge in full, ii-class business friends get a 50% discount, and iii, iv and V-class customers are free of charge.