CITIC Bank credit card instant loan is a large-amount "short-term turnover, billed on a daily basis" cash transfer service provided to qualified CITIC premium cardholders. You can apply through the mobile card space and get approval in real time. The money will be transferred to your debit card or CITIC Blue Card account in real time. If you successfully handle the instant loan business, an "E-credit card for instant loan" will be issued by default. This card is only used for the processing and repayment of this business, and cannot be used for online and offline consumption and cash withdrawals. ?

CITIC Bank’s definition of “Suibor Gold Card” is: the small consumer loan service provided by the bank to cardholders relying on the “Suibor Gold Card”. Cardholders can obtain funds through transfers with the “Suibor Gold Card”. Short-term cash installment service that requires daily payment to the bank.

Supplementary information:

The initial default daily handling fee for CITIC Bank credit card loan is 0.05%, and the total handling fee calculation standard = loan principal * loan period * daily handling fee. If you borrow 10,000 yuan and the loan period is 7 days, the total handling fee is 10,000*0.05%*7=35 yuan. ?

Reference source: China CITIC Bank Credit Card - Cash Loan Business