Credit card temporary limit refers to the credit limit temporarily adjusted by the bank to the credit card holder. You can call the bank's customer service hotline or go to the bank counter to apply for a temporary limit increase.

Under normal circumstances, if the credit card holder has good credit before and has no overdue or illegal operations, the temporary limit can be increased. The range of increasing the temporary credit limit is generally controlled at 20%-50% of the fixed limit. After the temporary period, the credit limit is adjusted back to the original fixed limit.

Since it is a temporary quota, there is a temporary period, usually 30-45 days. After the temporary quota expires, the original quota will be automatically restored.

The accounting of the temporary limit will be recorded in the latest bill. The temporarily increased limit does not enjoy revolving credit, that is, the amount applied for in the current period will be returned in the current period. The minimum repayment amount will be credited.

The temporary limit of the credit card does not need to be repaid when the temporary period expires, but will be repaid with the bank's latest repayment date. The temporarily increased portion needs to be repaid in full.