Hello, there is no charge for checking the balance at present. If you want to borrow cash in advance through ATM, please log in to the credit card online banking or call the service hotline 400820555 to open the cash withdrawal function and set the transaction password. For credit card withdrawal (cash advance) through ATM, the domestic withdrawal fee is calculated as per cash advance 1%, and the minimum charge is 10 yuan RMB. Advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis until the settlement date.

If you have any questions about other credit cards, please contact QQ Corporate Customer Service (4008205555) or WeChat (Credit Card Center of China Merchants Bank). Thank you for your concern and support for China Merchants Bank!