There are many steps to apply for a credit card, and the interview is one of them. Some people want to know whether it is possible to apply for a credit card without an interview? How to do an interview? Let’s find out the facts.

Is an interview required when applying for a credit card for the first time?

If the user applies for the first credit card from a bank online, then this credit card requires an interview at the bank. No The interview visa cannot be activated. If the user's credit card is applied for through offline channels, then the offline application process includes the interview step. When the user passes the review and gets the card, it can be activated directly. There is no need to go there again at this time. Go to a bank branch for face-to-face activation.

In short, not all first-time credit cards require face-to-face activation. The details still depend on the application method for the first-time card.

Credit card application interview process

Some banks issue the card first and then issue the card for the interview, while other banks notify the applicant of the interview after passing the preliminary review, and then issue the card after the interview. However, the processes for both are similar.

After receiving the interview notice, take your ID card to the bank counter for the interview. If you want to apply for the card first, you can bring your credit card and card issuance letter.

After arriving at the bank branch, the staff will ask you to fill in your name, mobile phone number, and ID number, then copy a statement, sign and confirm, and then take a photo. After taking the photo, the entire interview process is completed. .

If you apply for a card first and then apply for an interview, the card will usually be opened at the same time as the interview. If you apply for an interview first and then apply for a card, you can just wait for the result of the interview after the interview.

Of course, some banks will ask you some basic questions during the interview process, such as your address, workplace, phone number, etc. Be sure to dress neatly during the interview to avoid rejection.