Generally speaking, all bank cards can transfer funds across banks, but you need to pay a certain handling fee. Generally, it takes 5-10 minutes for intra-city inter-bank transfers to reach the payee's account, but must be completed during the bank's business hours. If the transfer is made at 17:00, it has already passed the transfer time of the day, and it falls on a weekend, the transfer will not arrive until around 9:00 next Monday. The relevant content is as follows:
1. Inter-bank transfers take up to 3 working days to arrive, and usually arrive within 24 hours.
2. Inter-bank transfers require the accurate payee, opening bank, and account number of the other party, and fill them in correctly.
3. During weekends and legal holidays, the People's Bank of China's clearing system is closed. It is best not to conduct inter-bank transfers during this period, otherwise there will be delays in arrival.
4. The bank’s public window is not open on Saturdays, Sundays and holidays. You can only wait for the first working day after the working day.
Extended information:
1. Inter-bank transfer and remittance through online banking.
To use the ICBC online banking transfer, you must first register for the "Finance@Family" personal online banking, open online banking transfer permissions to the business outlets, and apply for a U-Shield (personal customer certificate). Use online banking to transfer money between ICBC and other banks.
2. Foreign currency inter-bank remittance within business outlets
You can apply for foreign exchange remittance at our foreign exchange branch and fill in the "remittance voucher".
3. You don’t have to rush to deposit and withdraw funds in different banks, but you can complete fund transfers through various channels (the specific deposit time depends on the receiving bank system).
4. Transfer and remittance currencies include not only RMB, but also all foreign currency deposit currencies (remittances to personal accounts are applicable to foreign currencies).
Reference material: Baidu Encyclopedia - Inter-bank transfer and remittance