Because your credit card is overdue, if it has been more than three months, it has already formed a bad credit record, so it may be a bit difficult to apply for a credit card loan in the near future. If it does not exceed three months, you can try to bid, but even if you pass the loan amount, it will not be very large.

Credit card loan is actually an overdraft of credit card cash consumption. Apply to the bank, and after approval, the bank can put the funds into the debit card given by the cardholder, so the credit card loan is also called cash installment. However, it is easier than a loan, and the whole process is audited by the bank. Cardholders only need to provide some credit card information for verification.

The process of applying for a credit card loan:

1. Call the bank to apply:

Call the relevant bank directly to explain that you need to apply for credit card cash installment;

2. Provide credit card information:

Card number, name and last 3 digits on the back of the credit card; The purpose of handling cash installment payment; Confirm that the cash will be repaid in several installments (the handling fee rate for different installments should be determined).

If approved, your cash installment will arrive as soon as possible, hoping to solve your problem.