1. Postal Savings Bank credit card Capka is a product for ordinary users launched by Postal Savings Bank. Based on the concepts of convenience, benefit and safety, we will create practical card types for our customers.

2. Product characteristics

Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will.

Optional installment payment: you can choose "any installment" bill installment and "transaction installment", with no interest and low handling fee.

Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.

Consumers enjoy the longest interest-free repayment period of 50 days: the longest is 50 days, and the shortest is 20 days, giving priority to enjoying a leisurely life.

Optional billing date: A variety of billing dates can be selected, making it convenient and flexible to arrange repayment.

Points are permanently valid: when you spend one yuan to accumulate a point, points are permanently valid, points are transferred and exchanged, and various points plans are easily realized.

Postal credit card is a kind of card that is close to the people. No annual fee, strict safety measures, long repayment period and permanent validity of points.