2. After three months, the bank will provide the information of the defaulting customer to the collection outsourcing company, including name, ID card, work, address, family, telephone number of emergency contact person, amount owed, etc. These details will be available, because the information of the original card application is very detailed.
3. Orders after half a year may be collected at home. Because the bank also has branches all over the country, there are credit groups and special collection departments in the bank, some users who owe too much money for a long time may collect it at home, because the bank has your accurate address and company address, in short, you are required to repay as soon as possible. The vast majority of people with fixed work units will pay off their debts through this step, because if this happens, they may lose their jobs.
4. If the credit card is overdue for more than one year, otherwise the bank will directly list it as bad debt and will not collect it, otherwise it will collect information and bring a lawsuit to the court, which has a lot to do with the amount owed by the cardholder.