All-in-one card overseas withdrawal fee:

UnionPay ATM withdrawal: 5‰ of the withdrawal amount, with a minimum of RMB 10 per transaction.

VISA/MasterCard ATM withdrawal: 1% of the withdrawal amount, minimum USD 2, maximum USD 100 per transaction; transactions in non-USD zone countries will incur a 1.5% currency exchange fee.

Warm reminder:

1. The local acceptance institution may charge additional fees. You can check the fee instructions posted next to the withdrawal equipment, or the equipment will prompt you to complete the transaction when withdrawing money. expenses incurred.

2. What is withdrawn is the local currency.

After setting a transaction password on your credit card and activating the cash advance function, you can withdraw cash at overseas ATMs with the same logo as the card.

Handling fee: 3% of the amount of each cash withdrawal, with a minimum of US$3 or RMB 30 per transaction. (The minimum charge for Centurion Black Gold Card and Platinum Card is RMB 30 per transaction or USD 5 per transaction).

Interest: From the day of cash withdrawal to the date of repayment, interest is calculated at a daily interest rate of 5/10,000 and is compounded monthly.

Limit: Overseas cash withdrawal per card shall not exceed the equivalent of RMB 10,000 per day; the total overseas cash withdrawal of all bank cards under the name shall not exceed the equivalent of RMB 100,000 in a calendar year.

(Response time: June 17, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)