You can apply for a credit card if you don’t have a bank card. The conditions for applying for a credit card do not say that you must have a bank card, and the credit card does not need to be bound to a bank card. After the application is successful, you will receive the corresponding limit, and you do not need to bind a bank card to swipe the card. Although a bank card is not a supporting document for applying for a credit card, if the applicant has a bank card and has deposits, the bank will consider the applicant to have the corresponding repayment ability, and will increase the probability of passing the credit rating accordingly, but this is not the case. Necessary supporting materials. Credit Card refers to various media that record cardholder account information and have all or part of the functions of bank credit limit, consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. Credit cards are issued by commercial banks or financial institutions. After more than 70 years of development, credit cards have been widely accepted in more than 95% of countries around the world. Since the 21st century, credit cards have become one of the main ways for consumers to shop, travel and pay online. Credit cards provide convenient, secure payment options and offer cardholders purchase protection, rewards programs and credit-building opportunities.