Many card friends think that only if the credit card is overdue, the illegal use of the card will be controlled by the bank and the card will not be used. In fact, banks may also take control over credit cards that have not been used for a long time. Some card friends reported that their credit cards were useless for half a year. Some time ago, they found that they could not be swiped, so they wanted to know why and how to solve it. Let's take a look. why can't I use my credit card after half a year? In this case, it is suggested to check the status of the credit card account first to see if it has been stopped by the bank, controlled by risk, frozen, etc. If the status is normal, there is no overdue or bad card use, which is largely due to the long-term non-use of the card. In order to protect the safety of customers' funds, the bank temporarily controls the credit card. For example, the credit card of China Construction Bank, if the card date is after October 1, 216, and there is no transaction record within 18 days from the date of activation, will be subject to transaction control, and the bank will suspend the off-counter transaction of the credit card, and it is impossible to make credit card consumption or cash withdrawal with the credit card, and it is necessary to remove the control before normal transaction.

how can it be solved? Take CCB credit card as an example, there are three solutions. 1. Reply to SMS: After CCB's credit card is controlled, if the card swiping transaction fails, it will receive an identity verification SMS sent by CCB. As long as the cardholder replies to verify the identity according to the content of the SMS within the specified time, the control can be automatically lifted. 2. Call cancellation: use the reserved mobile phone to call the customer service hotline 95533, and select "2- Credit Card" according to the voice prompt to handle it manually. 3. Handling at outlets: The cardholder can go to any outlet of CCB, provide his/her valid ID+credit card, and the staff will verify his/her identity, so that the control can be lifted.