This is his advantage: integral is valuable; Many outlets; There are SMS reminders; There are also many preferential activities.
This is his shortcoming:
1, the application threshold is high.
2. You can only apply for quota increase twice a year. As for whether to mention it or not, that's another matter.
3. Pay too much attention to deposits.
4. If you have a supplementary card, you have to repay it separately.
I suggest you handle it according to your own conditions and needs, and don't blindly follow suit.