1. There is no credit limit for the credit card that students apply for during their school days. Only when they have a stable job and income after graduation will they have a credit line.

2. Even if students have a credit card, they can't repay it after using it, and finally their parents will pay the bill.

3. Savings card can help students form the habit of saving money and avoid spending in advance.

Savings card can help students learn how to manage their money and make full use of their money.