Introduction: Credit card debt is really terrible. First of all, interest. The more you borrow, the higher your interest. This interest may be repaid by time. In addition, there are some collection methods of debt collection companies, and their cooperative collection is still very brutal and violent. Try not to use credit cards.

First, credit card interest is very high.

Nowadays, many people will choose to spend in advance because it is more convenient and fun. Bian Xiao tried to use credit cards before, but later found that this business was particularly bottomless. Even if I don't use a credit card, I will use Alipay. Its use is within my ability, but if I use a credit card, I may be a little out of control. Once you owe money to your credit card, it will be terrible because the interest rate is very high. All loans have costs and interest. The more you borrow, the more money you owe, and you can't pay it back at all in the future.

Second, debt collection methods are profiteering.

Another reason is the credit card collection. At first, it was not a bank, but a third-party collection company. Their practices are very barbaric, and may even cause your company to affect your family and work. It's inhuman. Don't use it if you can. I have seen a person being urged by a credit card before, and the company urged him to accept it. At that time, I felt that it was really the right choice not to use credit cards, and self-discipline was also very important.

Third, we must standardize the use and use it within our own capabilities.

However, as long as the credit card operation is standardized, it can be used, and it must be within our ability and beyond our expectations. If you don't have a stable job and can't repay the loan normally, don't joke about your job and your life. At the same time, in the process of paying off debts, all vouchers should be kept, and in the process of communicating with people, recording pictures should also be kept.