1, pat loan:
It is one of the largest online credit platforms in China. Its lending model is that the platform itself does not participate in borrowing, but the borrower sets the loan interest rate and quota by himself under the limit of the highest loan interest rate, so that the borrower can improve production and life and the lender can increase investment channels.
2. Credit information of auction loan:
If the borrower is overdue, measures such as collection and fine will be taken against the borrower, and the borrower needs to pay the overdue interest to the investor and pay the auction loan fee. From loan application to loan lending, pat on the loan has not been included in the central bank's credit information system. However, if there is overdue or the loan is not repaid, you will still receive a collection call and there will be overdue penalty interest.
3. The solution to the failure of auction loan qualification certification:
(1), please ensure that you have a college degree or above after 199 1.
(2) If you still have questions, please consult China Higher Education Student Information Network (Xuexin.com)/.