If repayment is made by transfer, ICBC debit card (savings card) will be charged for transferring to credit card in different places, that is, transferring to credit card in different places through ATM or online banking will be charged, and the handling fee is 1%, 1 yuan and 50 yuan. So the repayment is made through the counter, so there is no handling fee. There is no handling fee for repayment of ICBC's online savings card.

ICBC Peony Credit Card, Peony Credit Card Remittance/Cardless Deposit Arrival Time is T+ 1. Specifically, at that time, the deposit changed the available amount, which customers could use for consumption, but not for cash withdrawal. Only after batch processing that night can the actual balance be updated and used for cash withdrawal. You can check the "current balance" of Peony Card through telephone banking, online banking and outlets. Peony card "current balance" is negative, which belongs to overdraft cash withdrawal and does not enjoy interest-free repayment period. This deposit bears no interest. Generally, ICBC pays the bill of last month every month 1 and repays it before 25th of that month. After the repayment date, it should actually be the 25th of the next month of consumption. For example, if you spend on March 1 or March 3 1, it will be returned on April 25, so there is an interest-free repayment period of 25 to 56 days.