CCB sent a text message to please use credit cards in a reasonable and standardized manner, which means to use credit cards healthily;

When using credit cards, pay attention to the following points:

1. Cardholders You can use credit cards to pay as much as possible in daily consumption, especially to increase large-amount consumption expenditures (except for wholesale consumption. Frequent payment for wholesale consumption is not only not conducive to increasing your credit limit, but may also be suspected of illegal cash out).

2. After several months of continuous consumption, you can actively apply to the bank. The card department will decide whether the limit needs to be increased based on the cardholder's consumption record.

3. Provide proof of asset income. Take the initiative to provide proof of asset income to the bank, and the more detailed the proof materials you provide, the higher the income, and the higher the credit limit that may be approved by the bank.

4. Repay the loan in full and on time. Try to repay your loan in full and on time each month. ?

Extended information:

China Construction Bank credit card can prevent risk control in the following ways:

1. Consumption diversification: such as Alipay online shopping, catering, Accommodation and entertainment, and most of them swipe their cards on official machines.

2. Appropriate installments: After making large purchases, you can try installments to let the bank earn some interest.

3. Repay your credit card on time after using it to avoid overdue payments.

4. Reduce large-amount purchases and don’t frequently max out your credit card at one time.

There are several ways to prevent risk control of China Construction Bank credit cards:

1. Choose an official card swiping machine, do not swipe code hopping machines, large merchant machines, etc.

2. Use less merchants with discounts, exemptions and special categories, because banks will not earn interest in this way.

Baidu Encyclopedia - China Construction Bank Credit Card