1. Before 24:00 on the same day

The Agricultural Bank of China credit card statement date refers to the Agricultural Bank of China’s regular summary of cardholders’ transaction amounts, expenses, etc., calculation of interest, and calculation of the balance sheet date. The date on which the cardholder is due to repay the loan. Agricultural Bank of China issues the bill the day after the bill date. Generally, the bill will be issued before 24:00 on the same day, but the bank does not stipulate a specific time.

2. Credit card bill

1. Amount due for the current period

The meaning is very clear, it is the total amount that needs to be repaid on the last payment day of the month As long as you pay it back in full, there will be no credit problems and no other interest will accrue.

2. Minimum repayment amount

The minimum repayment amount is what we call revolving credit. That is, if you repay 10% of the amount due in the current period, it will not cause overdue payment and will not affect Credit, but the price you need to pay is that interest will accrue every day (it was 0.035 to 0.05 after the new regulations), so it is best to repay it in full, which is more conducive to raising the amount.

3. Repayment due date

This is the final repayment date for the amount payable in the current period. After this time, it is considered overdue. Note: If you fail to repay due to negligence, you can call the bank promptly to explain the reason to avoid reporting it to the credit reporting center. Many banks will not submit it immediately.

4. Credit limit, cash advance limit

The credit limit is the total limit of the credit card. This limit includes the temporary limit. Some banks will clarify it, and some banks will not. The cash advance limit is the amount that can be withdrawn directly. Generally, the amount that can be withdrawn is half of the total fixed limit. Of course, many card types now allow the entire fixed limit.

5. Transaction date, billing date, transaction amount

The transaction day refers to the time when you swipe your card, and the billing date is the time when the amount is entered into the account; generally, The accounting day is the next day. The transaction amount is the amount of the card swiped.

6. Points are the points awarded by credit cards. You can directly see the total points, points added this month and other information.

7. Transaction merchant type

That is, in the bill details, the merchant name of the POS machine for each transaction can be analyzed to see the usage of your credit card, and you can find out from it Insufficient, continue to optimize the card swiping plan. This is actually a very important link. Many cardholders complain that their credit cards are used very frequently, but they do not raise the limit. In addition to time issues, the main ones are the type, amount, and type of card swiping. detail.