CCB credit card can also be used overseas, depending on the card organization logo on your platinum credit card. Platinum card has UnionPay single logo version and UnionPay +MASTER/VISA double logo version. In the United States, there are many merchants who cooperate with VISA, but with the development of China, the coverage of UnionPay is gradually expanding overseas. Therefore, in the United States, it depends on the payment method of merchants compared with their own credit cards. For example, your platinum card is UnionPay +VISA double logo, and merchants pay for it. CCB Platinum Card supports global payment and is a full currency card. Foreign currency transactions can be directly converted into RMB, and the exchange fee is free. It is very convenient for RMB to return directly to China. If you pay through VISA or MASTER channels, you can also enjoy double points. If you lose your credit card abroad, you can pay for it 48 hours before reporting the loss.