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What does the balance installment of Bank of Communications cards mean?

The balance installment of Bank of Communications means that you can choose to apply for installment in whole or in part for the total amount of all the consumption that can be applied for installment in the statement.

Bank of Communications' scheduled installment is the total amount of consumption that can be applied for installment before the bill date. You can choose to apply for installment in whole or in part.

The difference between appointment installment and balance installment at Bank of Communications: appointment installment is applied before the bill date, while balance installment is applied after the bill date.

BoCom Credit Card:

BoCom Credit Card Center adopts nationwide centralized operation and is the first credit card center in China that operates independently in full compliance with international standards. , truly realizing integrated and professional credit card services. While refreshing credit card records one by one, Bank of Communications Bank Credit Card adheres to the service concept and innovative spirit of "changing because of you", actively explores the market, expands market alliances, and deepens market segmentation. The functions and services of credit cards are increasingly enriched and improved. It is China's One of the most innovative joint-stock commercial banks. Since the launch of the credit card business at the end of 2002, it has been the first to launch the "swipe a card to buy air tickets and receive millions of dollars in aviation insurance", the first to launch the "overseas consumption, repayment in RMB" business, and is the first to launch the credit card interest-free installment business ahead of its peers, and has become the leader in the industry. It was the first to launch functional innovative measures such as "SMS transaction reminder" and "Lost Card Protection". In addition, the country's first permanent points validity system and international 24-hour roadside assistance service have gradually become the service standards of the domestic credit card industry. In terms of product and service innovation, Bank of Communications Bank Credit Card has created more than a hundred new products and services, adheres to the promotion of cross-industry cooperation model, and has successively cooperated with leading enterprises in different life fields such as the department store industry, tourism and sports consumption industry to provide cardholders with Provide products and functional services in a dual sense. In April 2006, Bank of Communications held the largest market share in the industry in terms of card issuance volume and officially announced that it would take practical actions to create a "five-star credit card"; in September 2007, Bank of Communications took the lead in proposing a "five-fold security" credit card. The service concept has consolidated its position as a leading brand in the industry.