Credit card activation has a validity period, which is generally between 3 and 5 years. If the cardholder exceeds the validity period and does not activate it, it will expire and the card will be automatically canceled by the system. The specific validity period of different banks is different. Please check your credit card for specific times.

Some credit cards will also charge a certain annual fee if they are not activated, such as the Shanghai Pudong Development Credit Card Dream Card Series. Therefore, if the user does not want the credit card after receiving it, it is best not to activate it. Cancel the card. If a user wants to cancel a credit card, he or she only needs to use a mobile phone to call the customer service hotline of the bank to which the credit card belongs to apply for cancellation. There is no need to go to a local bank branch.