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Why does Ping An Credit Card automatically deduct money from the savings card after paying the minimum repayment amount?
If automatic deduction is bound to full deduction, the remaining amount will be automatically deducted from the bound savings card after the minimum repayment amount is voluntarily returned.

If full repayment is not required, the binding automatic deduction will be changed to the minimum self-deduction. After voluntarily repaying the minimum repayment amount, there will be no automatic deduction.

Warm reminder: Paying off the minimum repayment amount on time can effectively safeguard customers' personal credit. However, if the customer repays with the minimum repayment amount or fails to repay in full, the ordinary credit card consumption part will not enjoy interest-free treatment. Interest is calculated from the date of bill, and the daily interest rate is 0.5 ‰ until the account settlement date.