1. The bank sets different credit limit according to the personal credit status and consumption habits of credit card holders. If the personal credit status is unstable or the consumption habits are low, the bank will set the credit card limit to a lower 3, yuan.
2. In order to protect the property safety of cardholders, the bank has set a credit card limit. Setting the credit card limit to 3, yuan can limit some illegal or risky transactions with a large amount.