What is the limit of Everbright Bank Credit Card - regular card, gold card and platinum card?

The limit of the regular card, gold card and platinum card of Everbright Bank credit card is as follows:

1. Regular card:

The limit of the regular card of Everbright Bank At about 10,000 to 50,000 yuan, it is the lowest grade card among Everbright credit cards, and the card surface is colorful. If you are a first-time user applying for a credit card, you can apply for a regular card, which will generally be easier to get approved. The annual fee for regular cards can be reduced or reduced by the number of card swipes, amount of consumption, etc.

2. Gold Card:

The limit of Everbright Bank’s Gold Card is generally around 30,000 to 50,000 yuan. The main color of its card surface is mostly golden yellow, and its approval is relatively common. The card is strict, and the annual fee can generally be reduced or reduced based on the number of card swipes and the amount of consumption.

3. Platinum Card:

The limit of Everbright Bank’s platinum card is generally between 50,000 and 5 million. Platinum cards are mostly silver-white and have the letter "P" or "Platinum" to distinguish them from regular cards. The Platinum Card is the credit card with the strictest review and generally does not waive the annual fee. The special services of domestic platinum credit cards are generally concentrated in dedicated customer service hotlines, golf, airport VIPs, free physical examinations, high-value insurance, emergency support services, etc.

How to check the limit of China Everbright Bank Credit Card Gold Card?

1. Customer service inquiry

Call Everbright’s 24-hour customer service hotline 95595 and follow the instructions to inquire about the credit card limit;

2. SMS inquiry

Use a credit card to reserve a mobile phone number, and send the last four digits of the SMS credit limit # to 95595 to check the current available limit;

3. Online query

Log in to the homepage of Everbright Bank Credit Card Center, Click on credit card online banking, select online banking, then log in to the account and password of the relevant credit card, enter my account, and you can check the credit limit of this card;

4. Bill query

Hold Cardholders can check your credit card limit on each credit card statement issued by Everbright Bank;

5. Mobile client inquiry

Scan the QR code on the Everbright Bank website to download Everbright Credit card exclusive mobile client Mobile Card Space; after the installation is completed, open the login card space and click to enter the self-service column; select the card service function; you can check your current credit limit by querying the account.

Reference material: China Everbright Bank official website - credit card

Which China Everbright Bank credit cards are free of annual fees

1. Lifetime free annual fee: Vipshop co-branded credit card , Everbright Taopiao Piao doll co-branded card, Everbright NetEase Koala overseas shopping co-branded card, Everbright Big and Small Q Card Blue Starry Sky, Yidian Information co-branded credit gold card (have money and willfulness), Everbright Titu Little Pink Card/Little Blue Card, Everbright Titu Little Pink Card/Little Blue Card, Everbright Big and Small Q Card Blue Starry Sky Big and Small Q Card Pink Dream, Everbright Dream Westward Journey Credit Card Gold Card, Everbright Che Guevara Co-branded Card, Everbright Green Zero Carbon Credit Card.

2. The annual fee for the first year is waived, and the annual fee for the following year is waived for 3 transactions in the current year: BDUCK Little Yellow Duck Child's Dream Theme Card, BDUCK Little Yellow Duck Theme Card Year of the Dog Zodiac Husky Edition, BDUCK Little Yellow Duck themed card, buffy version of the Year of the Dog zodiac.

3. Everbright Lucky Cat themed credit card (or get free for the next year if you spend over 2,000 yuan), fashionable COSMO co-branded credit card, Everbright Marie Claire perfume credit card, Everbright Securities Fuzun co-branded card, Everbright Sohu video co-branded credit card gold card , Everbright Bank Basketball Little Black Card, Fu Credit Card, Everbright Fu Credit Card Gold Card, Everbright Yanhuang Credit Card Gold Card.

4. The annual fee for the first year is waived, and the annual fee for the following year is waived for 6 transactions in the current year: Sunshine Yiren Titanium International Credit Card, Everbright Elite Credit Card.

Extended information

Annual fee deduction process:

1. Points deduction validity period:

You can specify the validity period in the table below Please call our 7×24-hour global VIP service hotline 4008-111-333 to apply for points to deduct the annual fee. Applications outside the validity period cannot be deducted.

2. How to apply for points deduction

1. Call the 724-hour global VIP service hotline 4008-111-333 to apply for points deduction for the annual fee.

Annual fee standards

1. The annual fee policies of most banks have not changed. Generally, the annual fee for standard credit cards is about 100 yuan, while the annual fee for gold cards is generally 200 yuan. yuan or 300 yuan.

The annual fee for a single-currency card is lower than that for a dual-currency card. The annual fee for supplementary cards is generally half the annual fee for the main card.

2. However, the annual fee standards for credit cards of various banks will vary depending on the card. For example, the annual fee for Shanghai Pudong Development Bank's standard credit card is 180 yuan for the main card and 90 yuan for the supplementary card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the supplementary card; and the annual fee for the Pudong Development Bank Shanghai Airlines co-branded card is 360 yuan.

3. As for the Shanghai Pudong Development McDull series of credit cards, it also shows the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.

Annual fee exemption rules

1. If you apply for a card and don’t use it, you will have to pay the annual fee. This is certainly not cost-effective. The annual fee exemption rules vary among different banks, making it easy for cardholders to incur annual fees unintentionally.

2. Cardholders generally believe that credit card agencies adopt the practice of waiving annual fees in the first year and waiving annual fees in the following year if the card reaches a certain standard, but this is not the case for all cards. For example, ICBC credit cards are not exempt from annual fees in the first year. Instead, they need to swipe the card a total of 5 times or spend more than 5,000 yuan to be exempted from the annual fee. China CITIC Bank stipulates that only swiping the card once in the first month after the card is issued can be exempted from the annual fee in the first year. .

Type introduction

1. Business and travel credit cards. This type of credit card is mainly issued by the unit, which can help the unit improve the management of travel expenses and facilitate employees to reimburse business trip expenses. At the same time, the unit can also provide cardholders with a higher consumption limit guarantee. This type of credit card also generally features lifetime annual fee exemption, free aviation accident insurance, and 48-hour card loss protection.

3. Official credit cards, central budget unit official credit cards, sunshine business travel credit cards, and Shaanxi provincial budget unit official credit cards all belong to this type of credit card.

4. Sports credit card. This type of credit card is sports-themed, and its main function is to provide the convenience of purchasing tickets for certain sports events, or to play sports at cooperative venues at preferential prices. The main function of the Formula Racing Credit Card is to facilitate watching various racing events and purchasing Shanghai International Circuit souvenirs at preferential prices.

5. UnionPay golf credit card holders can play golf at partner courses at a 30-40% off visitor price. The sports-themed credit card has no special functions. Its main features are the novel card surface and vertical design. It uses the Chinese calligraphy "Dreams Come True" as the main pattern, reflecting the humanistic concept of "Chinese people run the Olympics". The main function of VISA Olympic-themed credit card is to facilitate the purchase of Olympic tickets.

6. Charitable credit cards. This type of credit card is usually themed around a charity event. China Everbright Bank will make donations to the charity event based on the cardholder's card application or card consumption. The characteristic of the Mother's Water Cellar-Love Credit Card is that Everbright Bank will donate one thousandth of the card consumption to the "Love of the Earth: Mother's Water Cellar" public welfare activity.

7. The characteristic of Wuhan Hope Credit Card is that for every successfully issued card, Everbright Bank will donate 20 yuan to the Wuhan Youth Development Foundation; every time the cardholder swipes the card to make a purchase, Everbright Bank will donate 20 yuan to the fund. Donate 0.1 yuan.

8. Car/gas credit card. China Everbright Bank does not issue a true car/gas credit card. The Everbright/Wanxing co-branded credit card is only issued in Shanghai and can be used as a membership card of Shanghai Wanxing Automobile Company to enjoy car sales, insurance and other services provided by the company.

9.: Baidu Encyclopedia-Big/Anbang Club co-branded credit card can be used as a membership card of Anbang Club to enjoy preferential services such as car purchase installments, rescue, car insurance, car repair, beauty, modification and other preferential services.

Reference material: Baidu Encyclopedia - China Everbright Bank Credit Card

How to waive the annual fee for China Everbright Bank Credit Card

China Everbright Bank Credit Card has formulated different policies according to different types of cards. Annual fee exemption rules, the specific rules are as follows:

① Currently, both the gold card and the regular card of China Everbright Bank’s credit cards can enjoy the annual fee exemption in the first year. If the card is swiped three times in the same year, the annual fee will also be waived. Yes, if your total consumption amount reaches 2,000 yuan, you can generally waive the annual fee for the next year

② Everbright Bank Sunshine Deposit and Loan Integrated Card generally has no annual fee, and you can swipe the card 3 times that year. Or if you spend a total of 100 yuan, you will be exempted from the annual fee for the next year

③ Everbright Credit Card Fu Card and Football Set Card, as long as the big card is used three times, the annual fee for the next year will be waived for both big and small cards

< p>④ Everbright Credit Card Titanium Card generally does not charge an annual fee in the first year, and it can be deducted with 60,000 points in the next year. Everbright Credit Card Platinum Card, Diamond Card, and Unlimited Card are not exempt from the annual fee, but the corresponding points can be used to offset the annual fee for the next year. The specific annual fee exemption rules are as follows

Extended information:

< p>The online application process for China Everbright Bank Credit Card is as follows:

(1) Log in to the official website of China Everbright Bank Credit Card and click I want to apply for a card

(2) Select the card type according to personal preferences. Click Apply Now

(3) After clicking Apply Now, fill in basic information such as personal ID number and contact information. To ensure that the application is passed smoothly, please fill in the relevant information truthfully, confirm that the information is correct, and click Submit. Application can be completed.

Reference materials: The official website of China Everbright Bank Credit Card Center

How to apply for a Everbright Bank credit card?

Usually the method of applying for an Everbright Bank credit card is as follows:

< p>1. Contact the credit card business staff to apply

Call the Everbright Bank Credit Card Service Center. Usually the salesperson will come to ask us to fill in relevant information, including personal education, current workplace and phone number, and home address. , contact numbers of relatives, etc., the bank will have its own review system to confirm the information;

2. Apply for a credit card online

After logging in to the official website of China Everbright Bank and filling in the relevant information, you will be Someone from the bank will call the landline number you filled in for verification. Generally, if you call to inform, the chance of approval will be greater.

3. Go to an Everbright Bank branch to apply for a credit card

If you go directly to the bank to apply for a credit card, there will be dedicated bank customer service staff to handle this business, but it is best to provide relevant financial proof. You can provide relevant business qualification certificates, cars, houses and other financial resources, so the chance of issuance will be higher.

4. WeChat application

Follow China Everbright Bank’s WeChat official account, then find the place to apply for a credit card according to the page settings and submit the application.

You had a credit card before and it was in good condition. Now you can apply for an Everbright Bank credit card. If you apply again, you can use the card application method, which is convenient and fast. The used credit card can also serve as a good credit report. and proof of financial resources can be of great help to you when applying for a credit card.

For more information on how to apply for a Everbright Bank credit card, go to: View more content

What are the different levels of China Everbright Bank credit cards?

China Everbright Bank credit cards are divided into different types of cards. The details are as follows:

1. According to the different objects of issuance, it is divided into personal cards and corporate cards. Personal cards are divided into main cards and supplementary cards (also called supplementary cards).

2. Company cards are divided into business travel cards and business purchasing cards according to their uses.

3. According to different product levels, they are divided into unlimited cards, diamond cards, platinum cards, titanium cards, gold cards and ordinary cards; according to different information carriers, they are divided into magnetic stripe cards, chip (IC) cards and Magnetic stripe chip (IC) composite card.

4. According to different currencies, they are divided into single-currency cards, dual-currency cards and multi-currency cards; according to different card shapes, they are divided into standard cards and special-shaped cards.

5. According to whether they are co-branded (identified), they are divided into co-branded (identified) cards and non-joint-branded (identified) cards.

6. According to different interest calculation methods and preferential conditions, they are divided into credit cards and quasi-credit cards. The credit card will use the logo of China UnionPay, VISA, Master

Card, JCB or other credit card organizations.

What types of Everbright Bank credit cards are there?

Ebright Bank credit cards have the following types:

1. Business and travel credit cards.

This type of credit card is mainly issued by the unit, which can help the unit improve the management of travel expenses and facilitate employees to reimburse business trip expenses. At the same time, the unit can also provide cardholders with a higher consumption limit guarantee.

2. Sports credit card.

This type of credit card is sports-themed, and its main function is to provide convenience in purchasing tickets for certain sports events, or to play sports at cooperative venues at preferential prices.

3. Charitable credit cards.

This type of credit card is usually themed around a charity activity. China Everbright Bank will make donations to the charity activity based on the cardholder’s card application or card consumption.

4. Car/gas credit card.

China Everbright Bank does not issue real car/gas credit cards. The Everbright/Wanxing co-branded credit card is only issued in Shanghai and can be used as a membership card of Shanghai Wanxing Automobile Company to enjoy car sales, insurance and other services provided by the company.

5. Credit cards for shopping and consumption.

There are many such credit cards. They are generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can be used as the membership card of the co-branded party to enjoy discounts on shopping purchases.

6. Other specialty credit cards.

The slogan of Yanhuang Credit Card is "Exclusive to Chinese all over the world". It is actually a credit card issued for high-end customers (including overseas compatriots in China). Cardholders can enjoy VIP clinics at member prices. Expert appointment, international outpatient diagnosis and treatment, appointment and other health service functions.

7. Standard credit card.

Sunshine Credit Card is a standard credit card issued by Everbright Bank. In addition to the basic functions of a credit card, it has also jointly developed a business travel service function with Ctrip. You can book travel products (air tickets, hotels, etc.) at preferential prices and swipe the card Earn double points for spending.

Extended information

1. All Chinese citizens, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, have legal and stable income, and are in good standing can apply. Apply for a personal credit card master card from the card issuer with your valid ID. Note: To apply for a card, you need to attach a work certificate, and other conditions include social security, good companies such as government agencies, vehicles, houses, etc. You can contact the specific phone number

2. Main Card Holder The primary cardholder and the secondary cardholder use the same credit limit; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transaction amounts and corresponding interest and fees of the secondary card will be credited to the primary card Account, the main cardholder is fully responsible for repaying the debts incurred under the main card and supplementary card.

3. Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic account at a financial institution in China, with independent legal person status, can open an account with the certificate issued by the People's Bank of China. Please submit license and other information to the card issuer to apply for a unit card. If you apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange.

Each unit can apply for several unit cards, and its cardholder qualifications shall be designated or revoked in writing by the legal representative of the applicant unit or its authorized agent. The applicant unit shall bear all debts incurred by the unit card.

4. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the requirements of the card issuer, and sign a contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.

5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.

6. Everbright Bank credit card issuer provides cardholders with inquiry passwords and transaction passwords through designated channels.

7. After receiving the credit card, the cardholder should immediately sign the same signature as on the credit card application form in the signature column on the back of the credit card, and use the same signature when making transactions, otherwise, it will result in The cardholder is responsible for any losses.

Baidu Encyclopedia - China Everbright Bank Credit Card

This ends the introduction to Guangda Bank Credit Card and China Everbright Bank Credit Card’s 24-hour customer service hotline. I don’t know if you will find the information you need. Already?