You can call the police if you feel threatened. Generally speaking, this collection method is aimed at users who have overdue repayments. The most common method is to make phone calls. When the borrower is uncooperative and has a bad attitude, relevant collection agencies will come to the door, and they will also choose to contact the borrower. "Legal" means of collection.

(1) The police cannot intervene in purely economic disputes

In general cases, if the credit and debt certificates are complete, and the collection personnel did not forcefully break into your house and other acts within the scope of police law enforcement, wait for you to call the police , when the police come, economic disputes are usually handled through negotiation between the two parties, and the collectors will not be expelled or detained at every turn.

(2) Collection methods are basically within the legal limits

Although in the eyes of people who don’t know them well, they are “gangsters” and “rough people”, but in fact, in-depth contact Finally, their thoroughness of the relevant laws is comparable to that of professional legal professionals. After many years of social experience, they have extremely keen insights into people and know how to break through the borrower's social and psychological weaknesses within the legal limits. to promote the repayment of arrears.

It is recommended to pay off the loan in time, because long-term overdue loan will have some serious consequences.

1. Personal credit is affected. This will directly affect refinancing or applying for a credit card in the future.

2. Loan penalty interest will be generated, increasing the borrower’s repayment pressure.

3. If the borrower still fails to repay after repeated calls, the lending institution will have the right to appeal the borrower to the court, and the court may order that the property in the borrower's name be auctioned for use. Repay the loan.